| Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Refinancing Manufactured Home - Refinance - Mobile home refinance and financing, in Park or on land. Offering mobile home equity refinance loan manufactured home refinancing lenders programs nationwide. Manufactured Home Loan Refinancing Home Only or With Land - |

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| What exactly is a mobile home? Manufactured Homes: These are homes built entirely in the factory under a federal building code administered by the U.S. Department of Housing and Urban Development (HUD). The HUD Code went into effect June 15, 1976. Manufactured homes may be single or multi-section and are transported to the site and installed. The federal standards regulate manufactured housing design and construction, strength anddurability, transportability, fire resistance, energy efficiency and quality. The HUD Code also sets performance standards for the heating, plumbing,air conditioning, thermal and electrical systems. It is the only federally regulated national building code. On-site additions, such as garages, deck sand porches, often add to the attractiveness of manufactured homes and must be built to local, state or regional building codes. Modular Homes: These factory-built homes are built to the state, local or regional code where the home will be located. Modules are transported to the site and installed. Panelized Homes: These are factory-built homes in which panels -a whole wall with windows, doors, wiring and outside siding - are transported to the site and assembled. The homes must meet state or local building codes where they are sited. Pre-Cut Homes: This is the name for factory-built housing in which building materials are factory-cut to design specifications, transported to the site and assembled. Pre-cut homes include kit, log and dome homes. These homes must meet local, state or regional building codes. Mobile Homes: This is the term used for manufactured homes produced prior to June 15, 1976, when the HUD Code went into effect. By 1970, these homes were built to voluntary industry standards that were eventually enforced by 45 of the 48 contiguous states. We know you can choose other loan professionals, but we "Go the Extra Mile" to assure excellence! That's our promise! Thank you for choosing Earth Works Trust! |
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