

| Mobile Home Loan Refinancing Additional Resources Manufactured Home Refinancing Financing Manufactured Home Lender Manufactured Home Lenders Refinance Manufactured Home Loan Refinance Manufactured Home Loans Refinance Manufactured Home Mortgage Refinance Manufactured Home Mortgages Manufactured Home Refinance Manufactured Home Refinancing Mobile Home Finance Mobil Home Finance Mobile Home Financing Refinance Mobile Home Loan Mobile Home Refinancing Loan Refinance Mobile Home Mortgage Mobile Home Mortgages Refinance Mobile Home Lender Refinance Mobil Home Lender Mobile Home Lenders Mobile Home Refinancing Refinance Mobile Home Mobile Home Mortgage Refinance Manufactured Home Finance Manufactured Home Financing |
| Copyright ©1999-2009 Earth Works Trust Inc. All Rights Reserved Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold! |
| Manufactured and Mobile Home Refinancing, Lenders, Refinance Loans, Financing |
| Privacy & Security Protected |
| Invest 90 Seconds! Free Loan Request No Application Fee Low Fixed Rates Nationwide Service |
|
|


| Earth Works Trust "Where Great Rates, Great Programs and Customer Service Meet" |
| Refinance - Manufactured Home Refinancing Lenders - Mobile Home Park Refinancing - Mobile Home Loans - Mortgages |
| "Manufactured Home Refinancing Lenders Loans, Financing Mobile Home, Refinancing Mobile Home, Park Loans" Refinance manufactured home - Refinance mobile home in park or with land 1-800-608-6898 |
| Mobile home, modular home loans and refinancing, one of the nations leaders in Manufactured and Mobile Home Financing, Loans, and Refinancing for Homes in Parks and Communities. |
| Credit Card Debt ... How it Affects your FICO Score If you are thinking of refinancing or financing a manufactured home in a park or on land, it's a good idea to understand some basic, but little-known, guidelines about credit card debt. Most importantly, the three major credit bureaus (TransUnion, Experian, and Equifax) have methods for considering credit card debt and are similar among the three. First, it is recommended to owe 30% or less of a credit card's limit Second, if a borrower has more than three or so credit cards, considered "revolving credit," in addition to other revolving acccounts, such as department store accounts, then this is viewed more negatively than fewer accounts and can significantly lower a FICO. Third, and almost the opposite, is not having enough established credit history with several good accounts. Fourth, most lenders look for at least one installment loan, such as an auto loan, and at least two revolving accounts opened and in good standing for at least two years. The credit bureaus also need this payment history to produce a score. Finally, as an aside, many borrowers think it's best not to use credit and prefer to be on a cash basis for all the purchases. Unfortunately, without any established credit, they may be surprised that the bureaus cannot even generate a credit score at all without some kind of established history. Manufactured home loan financing and refinancing is our specialty, and we're pleased to offer our valued customers all the information they need in order to best prepare themselves to qualify for a loan. Call us to see why we always "Go the Extra Mile" to ensure you receive the best rate and term for your loan with friendly, professional service. We know you have choices when choosing a lending professional ... you've made the right choice with us. |